PRODUCTS


Crump offers a broad portfolio of products for traditional and variable life, annuity, long term care, linked benefits, disability, and health products. But our product solution centers are not just about access to great products. Our dedicated teams offer specific knowledge, expertise and support for your cases. And, we keep you plugged into what is happening in the industry, what is coming and what it means for your business. 

Life

  • Access to products from the top carriers in the industry
  • Housing some of the best minds in our field, providing technical sales support, case design and competitive analysis for whole life, universal life, indexed universal life and variable universal life 
  • We curate carrier and industry information to give you access to the most relevant and timely info, without digging!
  • You’ll get access to extensive product portfolios – allowing you to see what’s available at a glance
  • A library of educational information at your fingertips. No matter where you are in your life insurance journey, we’ll meet you there.
 
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Annuities

  • Over 150 years of combined experience on the Annuity Solution Center Team to assist with product guidance, complex case discussions, and new business processing
  • Suitability and Training requirement instructions and access all in one place
  • Easy access to current rates across Crump’s annuity product base
  • Proprietary sales concepts and ideas that differentiate you from your competition, and provide better client outcomes

Long Term Care

  • Comprehensive Long Term Care Product portfolio – the Crump LTC Solution Center offers access to the industry’s top carriers and products, allowing you to ensure your clients get the best solution for their need
  • Long Term Care Solution Center Team – the Crump LTC Solution Center is made up of more than a dozen wholesalers with expertise in finding the appropriate client solutions, a dedicated team of sales support associates to assist with illustrations and new business associates who work to ensure your cases flow smoothly from pre-sale to delivery
  • Underwriting Expertise – with experience in both morbidity and mortality underwriting, the LTC Solution Center is able to assist in finding the best possible offer for your client

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Disability Income

  • Access to a broad array of competitive products from the majority of DI carriers in the industry
  • Convenience of access to Crump for various products and solutions via a “one stop shop”
  • Ability for clients with previous Crump case submissions to leverage underwriting requirements for their disability case
  • Opportunity to work with a variety of carriers to find innovative solutions where available when traditional means may not be an option
  • Capability to underwrite for most occupations and most medical conditions because of Crump’s relationships with a variety of carriers and the number of DI markets Crump offers


Specialty Markets

  • Foreign Nationals are a rapidly growing demographic in the United States and life insurance can provide an excellent solution to the planning needs of this swiftly emerging market. Crump's unparalleled combination of products, expertise, and resources can provide you with the tools you need to capitalize on the sales opportunities presented within the global arena.
  • Premium Financing offers clients an alternative method of funding large life insurance policies. This is a valuable tool available to clients who recognize the need for life insurance in their estate plans, yet have cash flow constraints or wish to minimize gift taxes. Premium Financing can provide leverage for clients who have high-performing assets that they do not wish to liquidate to pay life insurance premiums. It can also be useful as a temporary solution, allowing a needed life insurance policy to be placed in force today while the rest of the estate plan is finalized.
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Our Carrier Partners

Of the more than 100 carriers we work with, these select carriers are part of Crump’s Carrier Sponsor program and we have built strong and well-established relationships. The support of these carriers allows us to deliver the results that the professionals we work with have come to expect from Crump.